SEPA
Euro payments across Europe, from your Business Account with IBAN.
Business transfers
Pay your suppliers.
From your Business Account.
Pay suppliers from your MyPay Business Account. Review the recipient, amount and invoice reference before making a transfer.
The next delivery.
The next part of your day.
Transfers across Europe and worldwide.
SWIFT
International transfers to suppliers outside Europe.
One invoice. All the way through.
From invoice
to payment record.
Explore a supplier payment from your Business Account, with the same reference at every step.
The Supply Co.Example invoice
1042
1042
Coffee & pantry stock€212.00
Service supplies€108.00
Amount due€320.00
Fictional supplier and invoice.
01 / The delivery arrives
Start with
the invoice.
Stock received. Amount agreed. Keep the supplier’s invoice ready so you have a clear reason and reference for the payment.
Payment reviewIllustration
EUR transfer
EUR transfer
RecipientThe Supply Co.
Bank detailsCheck with supplier
ReferenceInvoice 1042
Payment amount€320.00
02 / Before you pay
Check before
you pay.
Review the recipient, bank details, amount and invoice reference. Confirm that your available Business Account balance covers the payment and any applicable fees.
Outgoing transferIllustration
Business Account activity
Business Account activity
ToThe Supply Co.
ReferenceInvoice 1042
Outgoing amount€320.00
Outgoing record03 / After the transfer
The entry and invoice
belong together.
Keep the outgoing payment record alongside Invoice 1042. An outgoing entry records the transfer; it does not confirm that the supplier has received the money.
Following upIllustration
Your records
Your records
Invoice 1042
The Supply Co.€320.00
Matching referenceInvoice 1042
An example of matching your own documents.
04 / When someone asks
The answer starts
with the reference.
Use the amount and invoice reference to locate the right records. If you need help, bring the transfer details to Support so the team can look into that payment.
Illustrative payment journey. No real transfer or live account. Choose a stage to explore.
A useful habit
Following up
on a transfer.
What should I keep with the invoice?
The recipient, transfer date, amount, currency and payment reference. Together, these make it easier to identify the outgoing payment in a later review.
The supplier is still waiting. What next?
Check the transfer details and status first. If the result needs clarification, use Support with the payment reference. Do not treat an outgoing record as proof of receipt.
Where do I make a real transfer?
Use your MyPay Business Account. This page is an illustration of the payment journey, not a payment form.
From takings to the next delivery